Ho na le litsela tse ngata tsa ho ntlafatsa moruo oa naha. Ke habohlokoa ho ela hloko lintlha tse ngata le ho se phoso. E 'ngoe ea tse atlehang ka ho fetisisa ke ho eketsa chelete ho tsoa ka taba ea chelete. Ka mokhoa ona ho ke ke ha khoneha ho ntlafatsa boemo ba moruo naheng eohle, empa hape ho hlahisa li-banknotes tse ncha, ho nkela sebaka se senyehileng.
Bothata ba chelete ke eng?
Taba ea chelete ke ho lokolloa ha lintlha tse ncha mahala. Taba e joalo ea chelete e etsoa ke mmuso mme e laoloa ke molao. Mosebetsi ona o tlameha ho arolelanoa ke ba boholong mmuso pakeng tsa banka e bohareng le polokelo ea matlotlo. Ea pele e fana ka mokitlane chelete - banknotes (banknotes). Ea bobeli e bua ka litekete tse khethehileng tsa litekete, hammoho le lichelete tsa tšepe. Har'a mefuta e meholo ea likhahla ke:
- Tlhaloso ea lichelete tsa mokitlane - lichelete tsa banki.
- Setsi sa li-deposit.
- Matšeliso.
Bothata ba chelete ke bofe?
Mokhoa ona, joaloka motho e mong le e mong, o na le mesebetsi ea oona. Ka hona, taba ea lichelete e etsoang e le hore ho nkeloe sebaka sa lichelete tsa lichelete le ho susumetsa moruo oa naha. Ka lebaka la taba ea matšeliso, k'hamphani e ka eketsa tlhahiso ea eona, ea e ntlafatsa kapa ea rarolla mathata a mang, e le lisebelisuoa tse ling tsa lisebelisoa tse hlahang. Leha ho le joalo, ke habohlokoa ho utloisisa hore taba ea likarolo tse ncha tse tlang 'marakeng, ho e-na le ho ajoa har'a batsamaisi ba khampani, ho fokotsa karolo ea ba nang le likhetho tsa pele.
Taba ea chelete - melemo le boiketlo
Tshebetso e joalo e le taba ea tjhelete ha e na melemo feela, empa hape le liphello tsa eona tse mpe. Ke habohlokoa ho hopola kotsi ea chelete. Ka hona, ka lebaka la ts'ebetso ena, matla a ho reka a chelete a ka fokotseha. Ke hore, re ka re taba ea chelete e lebisa ho theko ea lichelete. Har'a melemo ea chelete ea ho fana ka chelete:
- Khamphani ea mehleng ea boithaopi.
- Khothatso ea moruo oa naha.
- Ho khoneha ho atolosoa ha tlhahiso ea khoebo kapa k'hamphani.
Ke mang ea tsamaisang taba ea chelete?
Tsela ea bohlokoa ea lichelete ke taba ea chelete feela ke libanka tsa naha. Taba ea li-banknotes tse ncha le licheleteng tsa tšepe tse tsejoang ke ho nka likoloto tse sa lokelang kapa ho ntlafatsa boemo ba moruo. Motheo oa litefello tseo e seng tsa chelete ke tefo ea lichelete tsa lichelete, tse ka etsoang ke libanka tsa khoebo. Maemong a mangata, tlhahiso e seng ea chelete e fana ka ts'ebollo ea mokitlane ho mekhatlo le batho ka bomong.
Tlhahlobo ea chelete le mefuta ea eona
Ho na le mefuta e joalo ea chelete:
- Chelete - e amahanngoa le keketseho ea thekiso ea theko ea theko ka theko, kaha chelete e ka sebetsa mekhoa ea limmaraka tse khethehileng.
- Chelete e se nang chelete - e etsoang ka ho tlotla chelete e fanoeng ho litlaleho tsa mangolo a libanka tsa khoebo ka mokhoa oa likoloto.
- Taba ea Budget - e amahanngoa le ho fana ka lintlha tse khethehileng tsa matlotlo le matšeliso a mmuso bakeng sa morero o khethehileng oa ho tšehetsa phaello ea moralo oa mmuso.
- Chelete ea likoloto - e amana le ho fumana chelete ea mokitlane nakong ea mekhoa ea likoloto.
Tlhahlobo ea chelete e seng chelete
Ts'ebetso ena ea moruo ke keketseho ea chelete ea libanka tsa banka ka mor'a mesebetsi e sebetsang ka mekhatlo ea lichelete. Mokhoa ona mabapi le chelete ke oa bohlokoa. Ho fana ka chelete e seng chelete ho etsoa ke libanka tse hlahisang chelete ho bareki ha li e-na le chelete litlalehong tsa banka. Ka nako e ts'oanang, chelete e seng ea chelete e ngotsoe ho tsoa litlalehong tsa bareki bakeng sa tekanyo ea bothata.
Mofuta o mong oa chelete le chelete e seng chelete e khona ho etsa hore ho be le bonngoe le ho kopana ha mekhoa ea ho tsoa. Lefatšeng la kajeno, mefuta e 'meli ea likhahla ke tsa mokitlane. Ka mantsoe a mang, mekhoa e eketsehileng ea ho lefa, ho sa tsotellehe hore na e etsoa joang, e ka kenella ho potoloha ka lebaka la litšebeletso tse itseng tsa mokitlane.
Chelete ea chelete
Ts'ebetso ena e utloisisoa e le ho lokolloa ha chelete ho potoloha, e lokelang ho eketsa chelete e ngata. Taba ea chelete e etsoa ke libanka tse bohareng tsa naha. Hona ke habohlokoa mona eseng feela ho theha boholo bo hlahisoang ba tlhahiso, empa le ho e abela ho pholletsa le naha. Tsamaiso ea ho ntša chelete hangata e behiloe ka molao.
Ka lebaka la hore tlhokahalo ea lichelete tsa lichelete ka chelete e itšetlehile ka tlhokahalo ea bona feela ea molao empa le bakeng sa batho ka bomong, e fetoha. Chelete ea lichelete ho tsoa ho e seng chelete, e leng licheteng tsa lichelete 'me ka nako e ts'oanang ke karolo ea bohlokoa ea phaello ea chelete e entsoeng ke libanka tsa khoebo ka lebaka la ts'ebetso ea mohoeletsi oa banka.